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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD THAT HAS PASSED THE END DATE: 

Explain the types of compulsory statutory insurance in South Africa 
SAQA US ID UNIT STANDARD TITLE
9005  Explain the types of compulsory statutory insurance in South Africa 
ORIGINATOR
SGB Financial Services 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 03 - Business, Commerce and Management Studies Finance, Economics and Accounting 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 3  NQF Level 03 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Passed the End Date -
Status was "Registered" 
2001-12-10  2004-08-11  SAQA 0638/01 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2005-08-11   2008-08-11  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard is replaced by: 
US ID Unit Standard Title Pre-2009 NQF Level NQF Level Credits Replacement Status
114966  Explain the types of compulsory statutory insurance in South Africa  Level 3  NQF Level 03  Complete 

PURPOSE OF THE UNIT STANDARD 
This unit standard introduces the concept of statutory insurance.

The qualifying learner is capable of:
  • Identifying the different kinds of statutory insurance that are compulsory in South Africa.
  • Explaining Workers Compensation, Unemployment Insurance and insurance under the Road Accident Fund as it applies to self. 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    There is open access to this unit standard. Learners should be competent in Communication and Mathematical Literacy at NQF Level 2. 

    UNIT STANDARD RANGE 
    The typical scope of this unit standard is:
  • Workers` compensation.
  • Unemployment Insurance Fund.
  • Road Accident Fund. 

  • Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Identify the types of insurance required by law in South Africa. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Workers' Compensation (WC), the Unemployment Insurance Fund (UIF) and Occupational Diseases in Mines and Works (ODMWA) are named as compulsory insurance that apply to workers in South Africa. 

    ASSESSMENT CRITERION 2 
    2. The Road Accident fund (RAF) is identified as compulsory insurance that is provided for all road users in South Africa. 

    ASSESSMENT CRITERION 3 
    3. Compulsory insurance is identified as a form of social security in South Africa. 

    SPECIFIC OUTCOME 2 
    Explain Workers' Compensation. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. The Compensation for Occupational Injuries and Diseases Act, Act 130 of 1993, as amended, (COIDA) is named as the legislation that governs Workers' Compensation. 

    ASSESSMENT CRITERION 2 
    2. The advantages of guaranteed insurance are explained from the point of view of the employer and the employee. 

    ASSESSMENT CRITERION 3 
    3. An indication is given of who is covered by COIDA. 

    ASSESSMENT CRITERION 4 
    4. The implications for the employee if the employer fails to pay his/her assessments, is explained in terms of the employee's right to claim benefits. 

    ASSESSMENT CRITERION 5 
    5. The implications for the employer who fails to pay the required assessments are explained in terms of the State's rights against the employer. 

    ASSESSMENT CRITERION 6 
    6. The extent of cover under COIDA is explained with reference to benefits. 

    ASSESSMENT CRITERION 7 
    7. The concept of an accident is explained as covered in the Compensation for Occupational Injuries and Diseases Act, 1993, as amended (COIDA). 

    ASSESSMENT CRITERION 8 
    8. The concept of a dependent is explained as it is applied in COIDA. 

    ASSESSMENT CRITERION 9 
    9. Benefits under COIDA are listed for employees and their dependents. 

    ASSESSMENT CRITERION 10 
    10. The concept of an occupational disease is explained with examples within the framework of COIDA. 

    ASSESSMENT CRITERION 11 
    11. The process for reporting accidents and occupational diseases is explained with reference to the employee's responsibility in reporting, time frames and the implications if the process is not followed correctly. 

    ASSESSMENT CRITERION 12 
    12. The carriers of Workmen's Compensation are listed and the employer is identified as the body responsible for payment into the fund. 

    ASSESSMENT CRITERION 13 
    13. The carriers of Workmen's Compensation are listed and the employer is identified as the body responsible for payment into the fund 

    SPECIFIC OUTCOME 3 
    Explain Unemployment Insurance Fund (UIF). 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. The Unemployment Insurance Act, Act 30 of 1966, is identified as the legislation that governs the Unemployment Fund (UIF). 

    ASSESSMENT CRITERION 2 
    2. The extent of cover under UIF is explained with reference to period and benefits. 

    ASSESSMENT CRITERION 3 
    3. The concept of being unemployed is explained as it applies in the Unemployment Insurance Act (UIF Act). 

    ASSESSMENT CRITERION 4 
    4. An indication is given of the conditions under which a person is eligible for cover benefit. 

    ASSESSMENT CRITERION 5 
    5. The importance of keeping the UIF card up to date is explained with reference to the responsibility of both the employer and employee. 

    ASSESSMENT CRITERION 6 
    6. The process of applying for benefits is explained with reference to the UIF Act or Regulations promulgated under the Act. 

    ASSESSMENT CRITERION 7 
    7. Actions that constitute fraud under the UIF Act are named and an indication is given of the consequences of committing fraud. 

    ASSESSMENT CRITERION 8 
    8. The employer and employee are identified as joint contributors to the fund. 

    SPECIFIC OUTCOME 4 
    Explain the Road Accident Fund (RAF). 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. The Road Accident insurance Act, Act 56 of 1996 is identified as the legislation that governs the Road Accident Fund (RAF). 

    ASSESSMENT CRITERION 2 
    2. Right to cover under RAF is explained with reference to pedestrians, drivers and passengers in vehicles. 

    ASSESSMENT CRITERION 3 
    3. The concept of negligence or fault is explained as it affects the right to claim. 

    ASSESSMENT CRITERION 4 
    4. The levy on fuel sales is identified as the source of funding for the Road Accident Fund. 

    ASSESSMENT CRITERION 5 
    5. Conditions under which payment is guaranteed are explained with reference to the concept of negligence. 

    ASSESSMENT CRITERION 6 
    6. The process for claims against the RAF is described with reference to prescribed time frames. 

    ASSESSMENT CRITERION 7 
    7. Actions that constitute fraud under the RAF Act are named and an indication is given of the consequences of committing fraud. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
    This unit standard will be internally assessed by the provider and moderated by a moderator registered by INSQA or a relevant accredited ETQA. The mechanisms and requirements for moderation are contained in the document obtainable from INSQA, - INSQA framework for assessment and moderation. 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO COMMUNICATING 
    The learner can communicate verbally in explaining concepts relating to statutory insurance. 

    UNIT STANDARD CCFO DEMONSTRATING 
    The learner can demonstrate an understanding of the world as a related set of systems when naming the various forms of compulsory insurance in South Africa and identifying them as forms of social security. 

    UNIT STANDARD CCFO CONTRIBUTING 
    The learner can participate as a responsible member of his/her work community by knowing the process of reporting accidents and occupational diseases and the employee`s responsibility in reporting, time frames and the implications if the process is not followed correctly.

    The learner can participate as a responsible citizen in his /her local community by knowing the kind of actions that constitute fraud under the UIF Act and the consequences of committing fraud. 

    UNIT STANDARD NOTES 
    This unit standard has been replaced by unit standard 114966 which is "Explain the types of compulsory statutory insurance in South Africa" Level 2, 2 credits as as from 11 Aug 2004 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Core  24396   National Certificate: Risk Management  Level 4  NQF Level 04  Passed the End Date -
    Status was "Registered" 
    2006-10-08  Was INSETA until Last Date for Achievement 
    Core  21796   National Certificate: Short Term Insurance  Level 4  NQF Level 04  Passed the End Date -
    Status was "Registered" 
    2005-06-12  Was INSETA until Last Date for Achievement 
    Elective  20177   National Certificate: Insurance  Level 3  NQF Level 03  Passed the End Date -
    Status was "Registered" 
    2004-10-10  Was INSETA until Last Date for Achievement 
    Elective  48493   National Certificate: Financial Services: Wealth Management  Level 4  NQF Level 04  Passed the End Date -
    Status was "Registered" 
    2007-02-11  Was INSETA until Last Date for Achievement 
    Elective  20639   National Certificate: Healthcare Benefits Administration: Claims Assessing  Level 4  NQF Level 04  Passed the End Date -
    Status was "Registered" 
    2004-12-05  INSETA 
    Elective  20773   National Certificate: Long Term Insurance  Level 4  NQF Level 04  Passed the End Date -
    Status was "Registered" 
    2004-12-05  INSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. Discovery Life Ltd 
    2. Faisit (Pty) Ltd 
    3. Intec College 
    4. Invuya Institute of Learning (Pty) Ltd 
    5. Umfolozi FET College - Central Office 



    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.