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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD THAT HAS PASSED THE END DATE: 

Apply knowledge and insight into the statutory cover afforded under the Compensation for Occupational Injuries and Diseases Act, 130 of 1993, as amended (COIDA) 
SAQA US ID UNIT STANDARD TITLE
117149  Apply knowledge and insight into the statutory cover afforded under the Compensation for Occupational Injuries and Diseases Act, 130 of 1993, as amended (COIDA) 
ORIGINATOR
SGB Insurance and Investment 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 03 - Business, Commerce and Management Studies Finance, Economics and Accounting 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 4  NQF Level 04  3 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Passed the End Date -
Status was "Reregistered" 		 2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2026-06-30   2029-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard replaces: 
US ID Unit Standard Title Pre-2009 NQF Level NQF Level Credits Replacement Status
10378  Demonstrate knowledge and understanding of the statutory cover afforded under the Compensation for Occupational Injuries and Diseases Act, 130 of 1993, as amended (COIDA)  Level 4  NQF Level 04  3   

PURPOSE OF THE UNIT STANDARD 
This unit standard is intended for people who work with COIDA in the insurance sector and Human Resources Personnel, Time and Payroll administrators, Industrial relations, Health and Safety Officers and Safety Officers and shop stewards. It requires the application of the Compensation for Occupational Injuries And Diseases Act, 130 of 1993, as amended to authentic situations.

The qualifying learner is capable of:
  • Explaining the statutory cover provided by COIDA.
  • Describing injury benefits provided under COIDA.
  • Describing the death benefits provided for under COIDA.
  • Describing occupational disease benefits under COIDA.
  • Applying underwriting criteria to a policy issued under COIDA. 
    		•

    LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
  • There is open access to this unit standard. Learners should be competent in Communication, Mathematical and Financial Literacy at NQF Level 3. 
    		•

    UNIT STANDARD RANGE 
    The typical scope of this unit standard is:
  • Events covered under COIDA include injury, death and occupational diseases.
  • Different classes of benefits include death, permanent disability, temporary disability and medical aid.
  • Accident benefits include death, permanent disability and temporary disability.
  • Death benefits paid under COIDA include funeral, pension, lump sum widow, lump sum partial dependents.
  • Lump sum benefits are applied in cases of permanent disability, and death.
  • Benefit categories are temporary disability, permanent disability less than 30% or greater than 30%.
  • Benefits in the case of fatal accidents include funeral expenses, pension and lump sum payments.
  • Injury benefits may be temporary partial or temporary total.
  • Circumstances under which diseases are not covered include HIV. 
    		•

    Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Explain the statutory cover provided by COIDA. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The rationale for cover under COIDA is explained with examples. 

    ASSESSMENT CRITERION 2 
    The events covered under COIDA are named and an indication is given of the terms and conditions applicable for acceptance of a claim. 

    ASSESSMENT CRITERION 3 
    The different classes of benefits under COIDA are named with examples. 

    ASSESSMENT CRITERION 4 
    The rights and responsibilities of the employee under the Act are explained with reference to three case studies. 

    ASSESSMENT CRITERION 5 
    The rights and obligations of the employer under the Act are explained with reference to three case studies. 

    ASSESSMENT CRITERION 6 
    The risk covered under COIDA is analysed with reference to three case studies. 

    ASSESSMENT CRITERION 7 
    The concept of a mutual association is explained and an indication is given of who is allowed to underwrite policies under COIDA. 

    SPECIFIC OUTCOME 2 
    Describe injury benefits provided for under COIDA. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The benefit categories that apply under COIDA are explained and an indication is given of the extent of the compensation for each category. 

    ASSESSMENT CRITERION 2 
    The concept of a fatal accident is explained with examples. 

    ASSESSMENT CRITERION 3 
    The different types of benefits paid to dependents for fatal accidents are explained for five case studies. 

    ASSESSMENT CRITERION 4 
    The benefits paid out for injuries are explained for five different scenarios. 

    SPECIFIC OUTCOME 3 
    Describe the death benefits provided for under COIDA. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The death benefits paid under COIDA are named and an indication is given of how these benefits would be applied for three different scenarios. 

    ASSESSMENT CRITERION 2 
    The concept of a dependent is explained with examples. 

    ASSESSMENT CRITERION 3 
    Death benefits in cases where there are no dependents are explained with examples. 

    ASSESSMENT CRITERION 4 
    Circumstances under which pensions are applied are described with reference to case studies. 

    ASSESSMENT CRITERION 5 
    Circumstances under which lump sum benefits are applied are described with examples. 

    SPECIFIC OUTCOME 4 
    Describe occupational disease benefits under COIDA. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    Schedule 3 of the Act is used to identify diseases covered under COIDA and an indication is given of work or occupations associated with each disease. 

    ASSESSMENT CRITERION 2 
    Circumstances under which a disease not covered in schedule 3 qualifies for benefits under COIDA are explained with examples. 

    ASSESSMENT CRITERION 3 
    The commencement date for a disease is identified for three case studies. 

    ASSESSMENT CRITERION 4 
    Circumstances under which Tuberculosis is covered under COIDA are named with examples. 

    SPECIFIC OUTCOME 5 
    Apply underwriting criteria to a policy issued under COIDA. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The concept of course of employment is explained as it is used in the Act. 

    ASSESSMENT CRITERION 2 
    The effect of class of business on COIDA cover is explained with examples. 

    ASSESSMENT CRITERION 3 
    The effect of claims experience on premium is explained with examples. 

    ASSESSMENT CRITERION 4 
    The composition of a rate analysed and presented graphically and an indication is given as to why each component is included in the rate. 

    ASSESSMENT CRITERION 5 
    COIDA cover is analysed in terms of its short term and long term insurance benefits. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
    This Unit Standard will be internally assessed by the provider and moderated by a moderator registered by a relevant accredited ETQA or an ETQA that has a Memorandum of Understanding with the relevant accredited ETQA. 

    UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    N/A 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    Learners can identify and solve problems in which responses show that responsible decisions have been made in applying COIDA to case studies. 

    UNIT STANDARD CCFO COLLECTING 
    Learners can collect, organise and evaluate information when researching and interpreting claims. 

    UNIT STANDARD CCFO COMMUNICATING 
    Learners can communicate effectively in discussing the various scenarios and case studies and illustrating the rate graphically. 

    UNIT STANDARD CCFO DEMONSTRATING 
    Learners are able to demonstrate an understanding of the world as a set of related systems when explaining the implications of permanent disability to the carrier. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    This unit standard has replaced 10378 which was "Demonstrate knowledge and understanding of the statutory cover afforded under the Compensation for Occupational Injuries and Diseases Act, 130 of 1993, as amended (COIDA)", Level 4 with 3 credits 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Elective  49089   National Certificate: Financial Services  Level 3  NQF Level 03  Passed the End Date -
    Status was "Reregistered"     		 2023-06-30  INSETA 
    Elective  49649   Further Education and Training Certificate: Long-term Insurance  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered"     		 2023-06-30  INSETA 
    Elective  49529   Further Education and Training Certificate: Long-Term Risk Assessment  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered"     		 2023-06-30  INSETA 
    Elective  66610   Further Education and Training Certificate: Short Term Insurance  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered"     		 2023-07-30  As per Learning Programmes recorded against this Qual 
    Elective  57613   Further Education and Training Certificate: Short-Term Risk Management  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered"     		 2012-06-30  INSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    NONE 


    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.