SAQA All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.
SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD THAT HAS PASSED THE END DATE: 

Demonstrate an understanding of the procedural systems used by banks 
SAQA US ID UNIT STANDARD TITLE
117450  Demonstrate an understanding of the procedural systems used by banks 
ORIGINATOR
SGB Resolving of Crime 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 08 - Law, Military Science and Security Safety in Society 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 5  Level TBA: Pre-2009 was L5  6 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Passed the End Date -
Status was "Registered" 		 2004-12-02  2007-12-02  SAQA 1057/04 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2008-12-02   2011-12-02  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This unit is for learners in the Policing environment that will investigate bank related commercial crime to prove alleged crimes in a court of law.

A person credited with this unit standard will be able to:
  • Demonstrate an understanding and explain the procedure when opening a cheque account.
  • Demonstrate an understanding and explain the procedure when electronic transactions are processed.
  • Demonstrate an understanding and explain the procedure for carrying out scrip transactions.
  • Demonstrate an understanding and explain the procedure for processing foreign instruments.
  • Demonstrate an understanding and explain the procedure for issuing a cheque for payment.

    The unit standard will contribute to the full development of any learner within the safety in society environment an more especially within the policing environment and especially commercial crime by providing recognition, further mobility and transportability within the field. The skills, knowledge and understanding demonstrated within the unit standard are essential for social and economic transformation and upliftment within the safety in society environment. 
    		•

    LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    The following knowledge skills and attitudes and/or equivalent:
  • Communication, reading, interpreting, analytical and reasoning skills.
  • Conduct oneself in a professional manner in a policing environment (11974).
  • Identify and apply sections of the Criminal Procedure Act (11978).
  • Identify and apply specific and statutory offences as contained in the mandate of the Commercial Branch.
  • Identify and apply relevant knowledge about the law in general related to policing (11977).
  • Conduct a lawful arrest (11975). 
    		•

    UNIT STANDARD RANGE 
    This unit standard applies to persons in the field of policing especially commercial crime, that investigate specific commercial crimes in order to understand the process involved and identify specific documentation for investigation purposes to prove alleged crimes in a court of law with a level of authority that will allow them to take decisions independently. 

    Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Demonstrate an understanding and explain the procedure when opening a cheque account. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The purpose of a cheque account is explained according to relevant banking procedure and policies and legislation. 

    ASSESSMENT CRITERION 2 
    The main types of bank clients are identified according to relevant banking procedure and policies and legislation. 

    ASSESSMENT CRITERION 3 
    The documents that a bank client would supply when opening a cheque account are identified and the purpose discussed according to relevant banking procedure and policies and legislation. 

    ASSESSMENT CRITERION 4 
    The way in which the documents used when a cheque account is opened are forged, are identified and explained according to relevant banking procedure and policies and legislation. 

    ASSESSMENT CRITERION 5 
    The procedure the bank uses to verify a clients particulars is discussed according to relevant banking procedure and policies and legislation. 

    ASSESSMENT CRITERION 6 
    The security measures the banks have in place to prevent accounts being fraudulently opened are identified and explained according to relevant banking procedure and policies and legislation. 

    SPECIFIC OUTCOME 2 
    Demonstrate an understanding and explain the procedure when electronic transactions are processed. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The procedures for processing Internet, Computer and Telephone based transactions are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 2 
    The ways in which fraud can take place using the Internet, Computer or telephone are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 3 
    The procedures for processing Internal transfers are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 4 
    The ways in which fraud can take place using Internal transfers are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 5 
    The procedures for processing Telegraphic transfers are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 6 
    The ways in which fraud can take place using Telegraphic transfers are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 7 
    The procedures for processing Stop orders and Debit orders are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 8 
    The ways in which fraud can take place using Stop orders and Debit orders are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 9 
    The procedures for processing Cards are identified and explained according to applicable legislation. 

    ASSESSMENT CRITERION 10 
    The ways in which fraud can take place-using Cards are identified and explained according to applicable legislation. 

    SPECIFIC OUTCOME 3 
    Demonstrate an understanding and explain the procedure for carrying out scrip transactions. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The purpose of a Scrip Transaction is explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 2 
    The ways in which fraud can be committed when buying or selling shares are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 3 
    The security measures the banks have in place to prevent the fraudulent purchasing or selling of shares are identified and explained according to banking policies and procedures. 

    SPECIFIC OUTCOME 4 
    Demonstrate an understanding and explain the procedure for processing foreign instruments. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The purpose of the different foreign payment methods are explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 2 
    The ways in which fraud can be committed when the bank sells or re-purchases Travellers Cheques to and from the client are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 3 
    The ways in which fraud can take place using bank drafts are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 4 
    The ways in which fraud can take place using Letter of Credit are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 5 
    The ways in which fraud can take place using a Bill for Collection are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 6 
    The ways in which fraud can take place-using Society for Worldwide Interbank Financial Telecommunications transactions are identified and explained according to banking policies and procedures. 

    SPECIFIC OUTCOME 5 
    Demonstrate an understanding and explain the procedure for issuing a cheque for payment. 

    ASSESSMENT CRITERIA     

    ASSESSMENT CRITERION 1 
    The steps required to issue a cheque for payment are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 2 
    The ways a cheque can be fraudulently handed over for payment are identified and explained according to banking policies and procedures. 

    ASSESSMENT CRITERION 3 
    The security measures the bank has in place to prevent fraudulent cheques being paid out are identified and explained according to banking policies and procedures. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
  • Anyone assessing a learner against this unit standard must be registered as an assessor with the relevant ETQA.
  • Any institution offering learning that will enable achievement of this unit standard must accredited as a provider through the relevant ETQA and SAQA.
  • Moderation of assessment will be overseen by the relevant ETQA according to the moderation guidelines in the relevant qualification and the agreed ETQA procedures.

    The standard describes competent performance in doing physical techniques that will enhance their job performance, and lay down the criteria by which competence should be judged, as well as the range of circumstances in which competence should be demonstrated.

    Integrated assessment methods and tools will allow the candidate to demonstrate that she/he has acquired knowledge of and can safely and effectively apply competence identified in this unit standard.

    These tools include the following:
  • In-site (on-the-job) observations.
  • Role play simulations.
  • Structured group discussions.
  • Written reports (e.g. tests, exams, case studies, projects, registers, logbooks, workbooks).
  • Verbal report backs (presentations).
  • Portfolios of evidence.
  • Projects (physical visits to Government Departments).
  • Experiential learning.
  • Working in teams.
  • Scenario sketching.

    These methods must be carefully selected based on the purpose of the assessment (For example, the written method of assessing knowledge or on-job demonstration of practical competence). The assessment must integrate a number of different methods in order to give the assessor reliable and valid proof of competence and evidence of required attitudes.

    This unit standard should develop learners who demonstrate:
  • A foundational knowledge base as indicated in the embedded knowledge component
  • An understanding of the discipline/field's fundamental terms, rules, concepts and principles
  • Familiarity with some of the essential procedures, operations and techniques of this field.
  • An ability to use a range of procedures to solve routine problems
  • Basic information gathering, analysis and presentation skills
  • An ability to communicate and present information clearly and reliability following prescribed formats and conventions 
    		•

    UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
  • A foundational understanding of the relevant legislation, procedures and practises during the investigation of bank related commercial crime to prove alleged crimes in a court of law.
  • A broad understanding of the legislation regarding banking systems, scrip transactions, processing foreign instruments and issuing a cheque for payment. 
    		•

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    Use resources economically and cost effective regarding the investigation of a case to ensure a conviction in a court of law during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    Identifying and solving problems in which responses display that responsible decisions using critical and creative thinking have been made during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD CCFO WORKING 
    Working effectively with others as a member of a team, group, organisation, community during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD CCFO ORGANISING 
    Organising and managing oneself and one's activities responsibly and effectively during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD CCFO COLLECTING 
    Collecting, analysing, organising and critically evaluating information during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD CCFO COMMUNICATING 
    Communicating effectively using visual, mathematical and/or language skills in the modes of oral and/or written persuasion during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD CCFO DEMONSTRATING 
    Demonstrating an understanding of the world as a set of related systems by recognising that problem-solving contexts do not exist in isolation during the investigation of bank related commercial crime to prove alleged crimes in a court of law. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    UNIT STANDARD NOTES 
    Supplementary information:
  • Specified requirements include legal and legislative specific requirements and are contained in one or more of the following documents:

    Legal:
  • Constitution of South Africa.
  • The Criminal Procedure Act.
  • Common Law.
  • Statutory Offences.
  • Statutory Law.
  • Law of Evidence.
  • National Instruction.
  • Other law's related to the field of policing.
  • Specifications, agreements and policies and procedures.
  • Banking Legislation.
    Additional information
    Requirements of a portfolio
    Valid, reliable and authentic evidence (presented as a portfolio of evidence) from past achievements and experience, which serves to supplement the assessment of, applied competence.
    The portfolio may include inter alia:
  • Written statements from persons (e.g. current and or previous employer, colleague, peer, manager, external customers) confirming competence of the learner
  • Relevant certificates or awards
  • Previous assessment records
  • Journals/logbook

    Credits
    Total hours required by the learner to achieve the required outcomes:

    Activity
    Classroom learning 18 Hours
    Structured learning in the workplace 12 Hours
    Self directed learning 20 Hours
    Coaching required 10 Hours
    Other
    Total 60 Hours

    Credits achieved: 6 
    		•

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Elective  49118   National Certificate: Resolving of Crime  Level 5  Level TBA: Pre-2009 was L5  Passed the End Date -
    Status was "Registered"     		 2007-12-02  Was SAS SETA until Last Date for Achievement 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. EKHURHULENI SHOOTING AND TRAINING ACADEMY 
    2. SOUTH AFRICAN POLICE SERVICE BASIC TRAINING PROVISION 


    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.