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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD THAT HAS PASSED THE END DATE: 

Apply technical knowledge and understanding of the insurance of wild life, livestock and other animals 
SAQA US ID UNIT STANDARD TITLE
120117  Apply technical knowledge and understanding of the insurance of wild life, livestock and other animals 
ORIGINATOR
SGB Insurance and Investment 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 03 - Business, Commerce and Management Studies Finance, Economics and Accounting 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 4  NQF Level 04 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Passed the End Date -
Status was "Reregistered" 
2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2026-06-30   2029-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This Unit Standard is intended for intermediaries, underwriters, claim assessors, risk managers and intermediaries who sell agricultural insurance for wild life, livestock, pedigree or high worth animals.

The qualifying learner is capable of:
  • Analysing the perils associated with wild life and/or livestock or other animals.
  • Differentiating between pedigree and other animals.
  • Researching diseases that affect wild life, livestock and other animals.
  • Analysing the risk associated with wild life, livestock and other animals.
  • Explaining the humane transportation of wild life and livestock.
  • Underwriting a livestock or wild life policy. 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    It is assumed that learners are competent in Communication and Mathematical Literacy at Level 3. 

    UNIT STANDARD RANGE 
    The typical scope of this Unit Standard is:
  • Game reared under controlled conditions, high worth and/or pedigree animals, livestock, ostriches, goats, sheep, cattle, exotic and high value wild life.
  • Mortality risks include, but are not limited to, eaten by predators, snakes, lightning, fire, diseases, poaching, weather incidents, catastrophe and hijacking.
  • Diseases common to cloven hoofed animals include, but are not limited to, hartwater fever, redwater fever, blue tongue, TB, Rift Valley fever, corridor fever, foot and mouth.
  • Liabilities include breakout of nominated premises, attack on a third party or property.
  • Tick borne diseases include, but are not limited to, hartwater fever, redwater fever and gall sickness.
  • Virus related diseases include, but are not limited to, pulpy kidney and blue tongue.
  • Age related diseases include mastitis.
  • Questions should include reference to certificates, identification, adequate enclosure, certificates of good health, captive breeding and holding facility.
  • Conditions relating to humane transportation include, but are not limited to, approved vehicle, vet/game handler, time of day or month, weather conditions, food and water, route, qualifications of transporter (load, transit, unload, accompaniment).
  • International requirements include documentation and crating. 

  • Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Analyse the perils associated with wild life, and/or livestock or other animals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Mortality risks associated with wild life and/or livestock are explained with reference to catastrophes, accidental death and diseases. 

    ASSESSMENT CRITERION 2 
    Diseases common to cloven hoofed animals are identified and an indication is given of the implication s of the diseases for insurance. 

    ASSESSMENT CRITERION 3 
    The difference between cover for wild life, livestock and pedigree animals is explained with examples. 

    ASSESSMENT CRITERION 4 
    Liability arising from the actions of an insured animal are explained with reference to internal and external liability. 

    ASSESSMENT CRITERION 5 
    The difference between comprehensive and catastrophe cover is explained with examples. 

    ASSESSMENT CRITERION 6 
    The difference between annual cover and short period cover is explained and an indication is given of when each is appropriate. 

    SPECIFIC OUTCOME 2 
    Differentiate between pedigree and other animals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    The concepts of pedigree animals and/or high value animals are explained with reference to breeding and registration. 

    ASSESSMENT CRITERION 2 
    The process of selective breeding is explained for a selected type of animal. 

    ASSESSMENT CRITERION 3 
    The registration process for a pedigree animal is explained and an indication is given of the consequences of not registering an animal. 

    ASSESSMENT CRITERION 4 
    The sales process for pedigree animals and/or high value animals is explained with examples. 

    SPECIFIC OUTCOME 3 
    Research diseases that affect wild life, livestock and other animals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Tick borne diseases are researched with reference to animals affected by the disease, the prognosis and where the disease is endemic. 

    ASSESSMENT CRITERION 2 
    Virus related diseases are researched with reference to animals affected by the disease, the prognosis and where the disease is endemic. 

    ASSESSMENT CRITERION 3 
    Diseases related to the digestive system are researched with reference to animals affected by the disease, associated foods, the prognosis and where the disease is endemic. 

    ASSESSMENT CRITERION 4 
    Poisonous plants are identified with reference to their distribution and the prognosis if eaten by animals. 

    ASSESSMENT CRITERION 5 
    Age related illnesses in milk cows are identified and an indication is given of the consequences for insurance. 

    ASSESSMENT CRITERION 6 
    Pregnancy related illnesses are explained with examples. 

    SPECIFIC OUTCOME 4 
    Analyse risks associated with wild life, livestock and other animals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Requirements relating to adequate enclosure are explained for wild life and/or livestock. 

    ASSESSMENT CRITERION 2 
    The market valuation of animals is explained with reference to how animals are valued and the consequences of over or under insurance. 

    ASSESSMENT CRITERION 3 
    Questions are asked to determine needs and insurability of the risk. 

    SPECIFIC OUTCOME 5 
    Explain the humane transportation of wild life and livestock. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Veterinary requirements for local and/or international transit are explained with examples. 

    ASSESSMENT CRITERION 2 
    Conditions relating to the transportation of a consignment of wild life or livestock are explained with examples. 

    ASSESSMENT CRITERION 3 
    International requirements regarding the importation and exportation of animals are explained with reference to the transportation of animals across borders and the spread of diseases. 

    SPECIFIC OUTCOME 6 
    Analyse a policy document to determine cover. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    A pedigree animal policy wording is analysed to determine the cover and terms and conditions. 

    ASSESSMENT CRITERION 2 
    Exclusions are analysed and an indication is given of why policies exclude specific events. 

    ASSESSMENT CRITERION 3 
    Possible extensions to a pedigree policy are explained and suggestions are made for additional cover required for a specific client. 

    SPECIFIC OUTCOME 7 
    Underwrite a wild life, livestock or animal policy. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    A standard wild life or livestock policy document and schedule are analysed to determine the terms and conditions, cover and extensions that are possible under specific sections of a policy and an indication is given of when it is advisable to recommend additional cover. 

    ASSESSMENT CRITERION 2 
    Exclusions to the policy are analysed for a specific animal. 

    ASSESSMENT CRITERION 3 
    The risks associated with a specific pedigree and high worth animals are identified and the required documents relating to the animal are analysed in order to underwrite the risk. 

    ASSESSMENT CRITERION 4 
    Reasons why pedigree or high value animals are tested by a vet prior to sale are explained and an indication is given of what risks can be insured. 

    ASSESSMENT CRITERION 5 
    A specific species is underwritten with reference to value, mortality risk, regional location and period of cover. 

    ASSESSMENT CRITERION 6 
    The sum insured is determined for a high worth animal and a rate is determined for a specific policy. 

    ASSESSMENT CRITERION 7 
    The excess in catastrophe risk is adjusted for a specific scenario on a first loss basis. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
  • Anyone assessing a candidate against this Unit Standard must be registered as an assessor with the relevant ETQA or ETQA where a Memorandum of Understanding (MOU) exists with the relevant ETQA.
  • Any institution offering learning that will enable achievement of this Unit Standard must be accredited as a provider through the relevant ETQA or ETQA where a Memorandum of Understanding (MOU) exists with the relevant ETQA.
  • Moderation of assessment will be overseen by the relevant ETQA according to the moderation guidelines and the agreed ETQA procedures. 

  • UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    N/A 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    The learner is capable of identify problems and risks associated with wild life, livestock and high value animals. 

    UNIT STANDARD CCFO COLLECTING 
    The learner is capable of collecting, organising and critically evaluating information in underwriting a high value animal for insurance purposes. 

    UNIT STANDARD CCFO COMMUNICATING 
    The learner is capable of communicating effectively in advising a client on when additional cover is necessary. 

    UNIT STANDARD CCFO DEMONSTRATING 
    The learner is capable of demonstrate an understanding of the world as a set of related systems by recognising the risks in a situation and underwriting a policy. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    N/A 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Elective  66610   Further Education and Training Certificate: Short Term Insurance  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered" 
    2023-07-30  As per Learning Programmes recorded against this Qual 
    Elective  57613   Further Education and Training Certificate: Short-Term Risk Management  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered" 
    2012-06-30  INSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    NONE 



    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.