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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD: 

Apply technical knowledge and skill in order to manage risk in general and product liability 
SAQA US ID UNIT STANDARD TITLE
242664  Apply technical knowledge and skill in order to manage risk in general and product liability 
ORIGINATOR
SGB Insurance and Investment 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 03 - Business, Commerce and Management Studies Finance, Economics and Accounting 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 4  NQF Level 04 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Reregistered  2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2024-06-30   2027-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard replaces: 
US ID Unit Standard Title Pre-2009 NQF Level NQF Level Credits Replacement Status
14989  Apply technical knowledge and skill in order to manage risk in general and product liability  Level 4  NQF Level 04   

PURPOSE OF THE UNIT STANDARD 
This Unit Standard is intended for learners who are involved in the management of asset risk in insurance and other organisations. It will be useful for Risk Management Generalists, Managers in Special Operations in Manufacturing and Insurance, Underwriters, Claims Administrators, Surveyors, Loss Adjusters, and Disease and Case Managers in Medical Schemes.

The qualifying learner is capable of:
  • Analysing the legal liability associated with general and product risk.
  • Explaining the risk associated with products in a specific industry.
  • Explaining the risk associated with defective workmanship or products.
  • Explaining people related liability.
  • Describing the risks that might arise as a result of intellectual or professional incompetence. 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    It is assumed that learners are competent in Communication and Mathematical Literacy at Level 3. 

    UNIT STANDARD RANGE 
    The typical scope of this Unit Standard is:
  • Limitation of loss includes, but is not limited to, rectify the fault, recall of the product and injury suffered by third party as a result of the fault. 

  • Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Analyse the legal liability associated with general and product risk. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Exposures relating to personal liabilities are identified for a specific enterprise. 

    ASSESSMENT CRITERION 2 
    Exposures relating to general liabilities are identified for a specific enterprise. 

    ASSESSMENT CRITERION 3 
    Exposures relating to product liabilities are identified for a specific enterprise. 

    ASSESSMENT CRITERION 4 
    Exposures relating to contractual liabilities are identified for a specific enterprise. 

    ASSESSMENT CRITERION 5 
    Exposures relating to liabilities as a result of defective workmanship are identified for a specific enterprise. 

    ASSESSMENT CRITERION 6 
    Exposures relating to liabilities in cases of intellectual or professional incompetence are identified for a specific enterprise. 

    SPECIFIC OUTCOME 2 
    Explain the risk associated with products in a specific industry. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    The way a liability arises is explained for a specific product. 

    ASSESSMENT CRITERION 2 
    Resources used in a specific industry are identified and an indication is given of the liability linked to each resource. 

    ASSESSMENT CRITERION 3 
    Risks associated with critical control points in the production processes in a specific industry are identified with examples. 

    ASSESSMENT CRITERION 4 
    The concept of transfer or avoidance is explained with examples. 

    ASSESSMENT CRITERION 5 
    A quality assurance standard for a specific product is analysed to ensure that the end product meets the specifications and an indication is given of the consequences if a product is defective. 

    ASSESSMENT CRITERION 6 
    The cost benefit implications associated with managing the various liabilities are explained for a specific situation. 

    SPECIFIC OUTCOME 3 
    Explain the risk associated with defective workmanship or products. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Potential losses arising out of defective products or workmanship are identified with reference to limitation of loss to a third party. 

    ASSESSMENT CRITERION 2 
    Steps to be taken when workmanship/products are defective are outlined for a specific product. 

    ASSESSMENT CRITERION 3 
    The cost benefit implications associated with managing the various liabilities are explained for a specific situation. 

    SPECIFIC OUTCOME 4 
    Explain people related liability. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Risks that arise out of employer/employee relations are identified and an indication is given of the potential outcomes of each risk. 

    ASSESSMENT CRITERION 2 
    External risks related to the general public are identified with examples. 

    ASSESSMENT CRITERION 3 
    Disclaimers are analysed and an indication is given of the validity of each. 

    ASSESSMENT CRITERION 4 
    The cost benefit implications associated with managing the various liabilities are explained for a specific situation. 

    SPECIFIC OUTCOME 5 
    Describe risks that might arise as a result of intellectual or professional incompetence. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    Acts and omissions that pose a risk in a specific industry are identified with reference to design, development, setting safe standards, formulation or application and advice. 

    ASSESSMENT CRITERION 2 
    Personal responsibility for life long learning is explained with reference to reducing liability and risk exposure. 

    ASSESSMENT CRITERION 3 
    The cost benefit implications associated with managing the various liabilities are explained for a specific situation. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
  • Anyone assessing a candidate against this Unit Standard must be registered as an assessor with the relevant ETQA or ETQA where a Memorandum of Understanding (MOU) exists with the relevant ETQA.
  • Any institution offering learning that will enable achievement of this Unit Standard must be accredited as a provider through the relevant ETQA or ETQA where a Memorandum of Understanding (MOU) exists with the relevant ETQA.
  • Moderation of assessment will be overseen by the relevant ETQA according to the moderation guidelines and the agreed ETQA procedures. 

  • UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    N/A 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    Learners are capable of identifying and solving problems in which responses show that responsible decisions using critical and creative thinking have been made in identifying potential general and product risks in a specific organisation. 

    UNIT STANDARD CCFO COLLECTING 
    Learners are capable of collecting, organising and critically evaluating information analysing exposures relating to different liabilities in a specific enterprise. 

    UNIT STANDARD CCFO COMMUNICATING 
    Learners are capable of communicating effectively in analysing a standard for a product and providing the explanations required in the standard. 

    UNIT STANDARD CCFO DEMONSTRATING 
    Learners are capable of seeing the world as a set of related systems in understanding the liabilities in an organisation and the cost implications associated with managing the risk. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    This unit standard replaces unit standard 14989, which is "Apply technical knowledge and skill in order to manage risk in general and product liability", level 4, 3 credits.

    Search words: product liability, liability, risk management. 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Elective  57613   Further Education and Training Certificate: Short-Term Risk Management  Level 4  NQF Level 04  Passed the End Date -
    Status was "Reregistered" 
    2012-06-30  INSETA 
    Elective  61529   National Certificate: Loss Adjusting  Level 5  Level TBA: Pre-2009 was L5  Reregistered  2023-06-30  INSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. CKP Development Agency (Pty) Ltd. 



    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.